Terms of Service

Effective 6 October 2026 · Applies to the Earning It mobile app and earningit.app

1. Agreeing to these terms

These Terms of Service ("Terms") are an agreement between you and Earning It ("we", "us", "our"), operated from Australia. By creating an account, purchasing a subscription, or otherwise using the Earning It app or earningit.app (together, the "Service"), you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Service.

2. What Earning It is (and isn't)

Earning It is a motivation and goal-tracking tool: you create rewards, attach tasks, savings targets, waiting periods or abstain commitments to them, and track your own progress until you choose to claim the reward.

3. Your account

• You must be at least 13 years old (or the minimum age of digital consent where you live).
• Keep your login details secure — you're responsible for activity on your account.
• Give us accurate information and keep it up to date.
• You can permanently delete your account at any time in Settings → Delete Account (see the Privacy Policy).

4. Subscriptions & purchases

• Earning It is free to use with up to two rewards in progress at a time. Earning It Pro removes that limit and is offered as a 1-month free trial, then either an auto-renewing annual subscription (A$39.99/year) or a one-time lifetime purchase — currently at a founders price of A$199.99, available for a limited time only (the lifetime price may increase after the founders period ends; any lifetime purchase you have already made is unaffected). Prices are in Australian dollars; your store may show local pricing, and prices may change with notice.
• All payments are processed by Apple's App Store or Google Play — we never see your payment details.
• Auto-renewal: the annual subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel any time in your App Store or Google Play subscription settings — deleting the app or your account does not cancel a subscription.
• Free trial: if a trial converts to a paid subscription, you'll be charged by the store at the start of the paid period unless you cancel before the trial ends.
• Refunds are handled by Apple and Google under their policies — request them through the store you purchased from. Nothing in these Terms limits any non-excludable rights you have under the Australian Consumer Law or other applicable consumer protection laws.

5. Your content

You own the rewards, notes and images you create. You grant us a limited licence to store, process and display that content back to you — that's what makes the app work, and it's the only thing we use it for. You're responsible for your content; don't upload anything unlawful or that infringes someone else's rights.

If you believe something in the Service infringes your rights, email [email protected] with the details. We'll review it and remove anything that shouldn't be there.

Naming a brand doesn't connect us to it. Rewards often name real products, because that's how you say what you're working towards. Any trademark you mention stays the property of its owner, and those owners aren't affiliated with Earning It and don't sponsor or endorse it. Use the name, not the logo: don't upload brand artwork you don't have the right to use.

6. Acceptable use

• Don't misuse the Service — no reverse engineering, scraping, reselling, interfering with its operation, or attempting to access other people's data.
• Don't use the Service for anything unlawful.
• We may suspend or terminate accounts that violate these Terms.

7. The Service is provided "as is"

We work hard to keep Earning It reliable, but to the fullest extent permitted by law the Service is provided "as is" and "as available", without warranties of any kind, express or implied — including fitness for a particular purpose, or that it will be uninterrupted or error-free. Back up anything you can't afford to lose.

Notifications and reminders are a convenience. Your device's operating system decides whether and when they are shown, under your device's own settings, so we can't guarantee that any notification or reminder will be delivered, or delivered at a particular time. Don't rely on them for anything where missing one would matter.

8. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special or consequential loss, or loss of data, profits or goodwill, arising from your use of the Service. Where liability can't be excluded, our total liability is limited to the amount you paid us in the 12 months before the claim (or, where the law allows, re-supply of the Service). Nothing in these Terms excludes rights that cannot be excluded under the Australian Consumer Law.

9. Ending or changing the Service

You can stop using the Service and delete your account at any time. We may modify features, or suspend or discontinue the Service; if we discontinue it entirely we'll give reasonable notice where practicable. We may also update these Terms — the effective date above will change, material updates will be flagged in the app, and continued use means acceptance.

10. Governing law

These Terms are governed by the laws of Australia, and disputes are subject to the exclusive jurisdiction of the Australian courts, without limiting any mandatory consumer protections that apply where you live.

11. Contact

Questions about these Terms: [email protected]